marshabar2000 asked:
I am looking for a credit card but I have bad credit, and I can’t afford them expencsive deposits for a credit card so what should I do
EMILEE
I heard that you can go online to this site and apply for the Rush Card. Go to. This card was designed with financial empowerment in mind. It is endorsed by Russell Simmons. When someone who is that financially well off is endorsing something like that, you’d be crazy not to take the offer, right? Go to the website and take a look. Good luck to ya!
I got a capital one visa that after two years dropped from a 23% interest rate to a 9.9% and I had bad credit at first.
if you have bad credit it must have been because you were late paying bills — think — you might not want a credit card that could get you in debt!!!
Speaking as a nationally known credit score and lending expert (book, radio shows, newspaper columns..)
Actually, NONE are good. The companies that issue card to the worst credit people actually help HOLD the scores down. This includes CapOne, First Premier, Providian, Orchard Bank, HFC and I probably forgot a couple bad ones.
All but two secured cards harm your credit and nail scores low for years. The only two you should try to apply for are the secured cards at Bank of America and Wells Fargo. go to their sites and search out the secured cards.
Any card company that will give you credit at this point! Sorry to be so blunt, but that’s how credit works!
Why not clean up your credit reports instead?? Get a subscription to a credit monitoring service like from Equifax that covers all 3 in 1!
This si the best way to see exactly what effect you are having on your credit and I guarrantee that once you begin making your score go up, you will keep it that way!!!!
I used the help from this site and got my credit score up from 485 to 720 in a little over a year!
Check out they have credit cards for everybody, good, bad or no credit and you are able to compare side by side.
People with bad credit or poor credit are often face difficulties in obtaining a credit card. The fact is indeed true that their choices are limited when it comes to credit cards but, credit card issuers are increasingly offering financial products that specially cater to bad credit people.
Bad credit problem can be caused due to a number of situations. The credit card choices available to bad credit people allow them to rebuild their credit history. Financial products that help bad credit people are prepaid credit cards or debit cards, secured bad credit cards, unsecured bad credit cards. In this article we take a look at each one of them.
Prepaid or debit cards:
These are the easiest option available for bad credit people. There are no verifications, no credit checks, no employment requirements, and the approval is instant. All they have to do is to deposit a money and a prepaid card is issued. This card has the borrowing or buying capacity equivalent to the funds deposited. The good thing with prepaid credit card is that it promotes financial discipline. Some prepaid card issuers report to various credit rating agencies, thus it helps in rebuilding your credit history. Apply online at:
A great site that allows you to apply for credit cards that are focused on people with bad credit:
This site also makes it easy to see who has an annual fee and what their intro specials are!