Coco asked:


I have never owned a credit card and I owe collections $400. Does anyone know where I can get a credit card offer regardless of my bad credit score?

MINTA

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Comments

Ruth Z on 29 March, 2009 at 7:39 pm #

Start at your bank.

Go for a prepaid or secured card first. This will allow you to build credit without going into debt.

Otherwise try Sears. It’s also a good start, easy to get, and usually such a tiny limit that you can’t get into trouble.