~~Possibly if you are turned down, then it could look bad on your credit report. Do not apply for anymore until you get their decisions from the ones you applied to. Sometimes when you have allot of credit card inquires it can lower your score also.~~

you can get a bad credit if you dont pay your bills every month and or if you forget it..

Each time you apply for credit, it shows as a hit on your credit reoprt and lowers your score. I work for a major bank in CA and we offer a Secured Credit Card. You put up a minimum of $300 collateral which we hold as security and issue you a credit card for the same limit you give us as collateral. You can add to that collateral, up to $10,000. And when you make purchases, pay your statement every month, at least the minimunm balance due and never be late, you build that credit rating. After 9 months of positive activity, the bank returns the collaterall amount to you, and you have built your credit rating. It is a great way to restore your credit history. Good luck! Anne