MadDad asked:


I am preparing to file for bankruptcy - The ex-wife took ALL the cash and got the house, 2 vehicles and one of two children in the divorce. She was to assume the loan on the house and didn’t. Its now in foreclosure. I was involved in a wreck and am buried under medical bills, as well as the bills from the lawyers, credit cards, etc. When I got a copy of my credit report to find out how big a mess my credit was in, I found out that my ex-wife had opened joint credit card accounts with my name on them AFTER the divorce, apparently because she has bad credit. The credit card companies refuse to take my name off the accounts because they have substantial balances. The bankruptcy will take care of the problem this time, but how do I keep it from happening again when the credit card companies are all too eager to issue credit in my name to my ex-wife?

DENNA