Queen_A asked:
I HAVE REALLY BAD CREDIT, IM LIKE IN THE 500′S, (CREDIT SCORE).
LEONARD
So… you have a history of not paying your bills.
Why dont you FIX THAT FIRST?!?!?
Pay back the people you owe money to… you stole from them.
Then once you pay back all your bills, your credit score will be much better, and you wont have to be screwed with high interest, annual fee’s, and application fees and everything else.
First Premier Bank has credit cards for bad credit. Try them.
Major credit card issuers like Discover, American Express and Chase offer a credit card for bad credit holders. A ’shopping’ card offers you an unsecured line of credit from specific sellers. Use these cards to increase your credit rating, since the credit bureaus will be informed about your timely payments.
Take care to ensure your credit is good by making intelligent credit choices. Keep low balances, do not be extravagant and take care to pay off your balances promptly every month.
With poor credit it become difficult for you to get a credit card. Then the lenders ask for some cosigner. But if you don’t have like that you can try online and you will get one. Try to get some cards with low apr rate and some reward programs like cash back discount.Discover have some cards with 0% intro apr and also some rewards like 5% cash back on certain purchase.
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