lindasuegray asked:
Long story short, I screwed my credit before I turned 19, Im now 23 and could really use a credit card.Anyone know of any credit cards for bad credit?like ones with really low limits like $50?
BECKY
Comments
You can get a Discover card with an annual fee & it has a low limit … you’ll be able to build your credit that way. The fee is around $60 I think.
There are several, try First Premier, Orchard Bank, Capital One and H.S.B.C.
These are the ones that I used to rebuild my credit after a BK back in 2000.
Try First Premier Bank, Tribute Mastercard, Centennial Mastercard, CashYes Visa Card . These cards you have to pay fees for and after the fees, the credit limits are $70-300.
You are better off getting a secured credit card with your bank and make a deposit of 300.00 (that’s the minimum..and your deposit is also your limit) they don’t do credit checks just make sure you have a deposit..and pay your balance down to 0 every month and after 9months they can decide to change it to a secured card and give you back your deposit…If you don’t have a bank try a local credit union, wachovia,or bank of america
you have to star from the beginning
yes you can go for low APR credit cards.
Get a credit card from local bank and pay it in time. You also can use this service to avoid common mistakes while buiding credit and pre-estimate future scores for different scenarios of payments - freecreditreport.hotusa.org