workwanted asked:


I asked a similar question before, and contacted an account executive at Transfirst with my question. He did not see a problem, sent me the application which I filled out and sent back, and was subsequently told that I “was accepted” to accept credit cards trough for Dial Pay. Three weeks I’m still waiting for my merchant id to be emailed to me. Every time I call I get another excuse. At this point in time, why doesn’t he just own up and tell me that I was actually turned down?
When you fill out the application for a merchant id, they also do a credit check. That’s when they discover your bad credit. It has nothing to do with identification.
For everyone’s information, I was turned DOWN by PayPal for a merchant account to accept credit cards in person. Please don’t give me advice about PayPal. I’m trying to accept credit cards IN PERSON, not online!

WILLARD

bjmarchini asked:


I was contacted by collection agency an account that was charged off 8 years ago. They said they bought that debt and are reporting it on my credit.

I asked for written records with my signature to ensure that it was a real account that I opened. They said that it had been validated by the orginal credit card company, but they could not supply any records with my signature.

Can I have that removed if there are no records with signatures showing that I ever opened that account?

SHENA

jarone777 asked:


Bad credit card website

REGAN

Chance asked:


OKAY I AM MAKING PAYMENTS ON MY OLD BILLS NOW… $20-$50 A WEEK I WORK THREE DAYS A WEEK. I DON’T MAKE THAT MUCH. I HAVE A SON THATS 7 MONTHS OLD. SO MONEY IS PRETTY TIGHT. I NEED A CREDIT CARD FOR LIKE EMERGENCYS. I AM PUTTING WHAT I CAN IN MY SAVINGS ACCOUNT EACH PAY LIKE 10 DOLLARS. BUT I FOUND THIS KITTEN ONE DAY HE WASN’T DOING GOOD. I THOUGHT SOMEONE GAVE HIM RAT POSION OR SOMETHING HE COULDN’T WALK OR ANYTHING… HE KEPT FALLING OVER WHEN HE STAND UP. AND HE WAS SO LITTLE. I TOOK HIM TO THE ANIMAL HOSPITAL AT LIKE 11 AT NIGHT…HE NEEDED A BLOOD TRANSFUSION THEY SAID B/C HE HAD BUGS ******* HIS BLOOD. I DIDN’T HAVE THE MONEY. THEY WANTED $700 UP FRONT TO SAVE HIS LIFE…AND I ONLY HAD 300 IN MY SAVINGS! IT BUG ME FOR DAYS I DIDN’T HAVE THE MONEY TO SAVE HIS LIFE. OF COURSE THEY SAID TO SIGN PAPERS OVER TO THEM AND THEY’LL DO WHAT THEY CAN…BUT I JUST DIDN’T BELIEVE THEM THEY WOULD TRY. EVERYONE IS SO MONEY HUNGRY THESE DAYS. AND IT BUG ME FOR DAYS NOT KNOWING IF THE KITTEN MADE IT OR NOT…THIS MIGHT SOUND KINDA STUPID PEOPLE TOLD ME IT’S JUST A KITTEN GET OVER IT. BUT LIKE I COULDN’T BELIEVE HOW MUCH THEY ASKED TO HIS HIS LIFE. AND IT MADE ME SO SAD THAT I DIDN’T HAVE THE MONEY TO HELP HIM. IS THERE ANY WAY I CAN GET A CREDIT CARD FOR REALLY BAD CREDIT WITHOUT PUTTING MONEY DOWN? I AM REALLY TRYING HARD TO GET MY CREDIT TO GO UP AND WORK ON IT. THANKS

ORALEE

car_the_avatar asked:


I have 3 different medical debts, and only 1 phone bill that’s on my credit report as bad credit. I’ve never ever had a credit card, and other than these 4 items i’ve never established any kind of credit. My debts total less than $1,800.00. I don’t make much money, and i’d like to at least start paying off my debts all together in one payment. Is that possible and if so, HOW? Please help!!!

LEIGH

Anomaly 17 asked:


My credit is pretty bad - lots of unpaid credit card debt. I worked for the US Gov. for less than a year back in ‘01, and would like to get another job working for the gov. Will my bad rating affect my ability to get a job, even if there is no security clearance requirement?

HARRIS

Skye asked:


I’m going to do some travelling but I don’t have any credit cards (bad credit). If I buy a prepaid c.card and put like $1000 on it, would a hotel accept that or what about a debit card? I’m 35 and have a valid drivers license so there is no other reason why I couldn’t get a room.

RAYLENE

kaylee2707 asked:


I want to buy my first house, and I have my heart set on a particular townhouse. I have a 20% down payment, but my credit is for crap. I have some charge offs & slow pays from a few years ago when I was in college. And I haven’t used any credit for anything in a few years: no credit cards, auto loans etc. Do you think theres any chance in hell I can get financing?

CORNELL