MadDad asked:


I am preparing to file for bankruptcy - The ex-wife took ALL the cash and got the house, 2 vehicles and one of two children in the divorce. She was to assume the loan on the house and didn’t. Its now in foreclosure. I was involved in a wreck and am buried under medical bills, as well as the bills from the lawyers, credit cards, etc. When I got a copy of my credit report to find out how big a mess my credit was in, I found out that my ex-wife had opened joint credit card accounts with my name on them AFTER the divorce, apparently because she has bad credit. The credit card companies refuse to take my name off the accounts because they have substantial balances. The bankruptcy will take care of the problem this time, but how do I keep it from happening again when the credit card companies are all too eager to issue credit in my name to my ex-wife?

DENNA

T.J> asked:


I live in the Us, in Mass..my credt score is around 500, not so good and im only 23, but I need a credit card with at the very elast $1000 credit limit. Is it possible to find one where I dont have to pay the balance first like a secured limit? I want unsecured so I can establish credit…is there any place someone might know of that gives a card to bad credit customers even with a higher credit limit??? Thanks

SHONDRA

Natalie Z asked:


I am the victim of fraud and have several inaccurate charges on my credit, which I am working to remove. It’s lowered my FICO score to 590…not so hot.

In the meantime, I am having a hard time getting credit. I’d like to get a new credit card, but it seems I’m having very bad luck.

Any thoughts?

AZALEE

poopooli asked:


For the first time, I forgot to pay my credit card bill. Is going to have a bad effect on my credit score even if it only happened once?

LESLEE

Brian P asked:


im looking for a credit card to help build my credit back up. What card has the lowest intrest rate and what should i get???

JONELLE

bien cool y reggetonero asked:


I need arround 5000 dollars I leave in San Diego……I have bad credit and I have delincuency in a credit card thank you

SHAN

mcollinsvcollins2003 asked:


2 repossessions, bankruptcy in 1997; late payments on mortgage and credit card in the last 12 months. one repossession has been cleared and the other one still have an outstanding balance.

DAVID

lil bot asked:


What credit card offers approvals for people with bad credit that is legit and doesn’t have a high rate? I want one that isn’t secured so i don’t have to put money on it first, but i don’t want to apply and have them check my credit just to get turned down and have another inquiry on my report. Anyone in my boat have suggestions? I need a legitimate card for people with bad credit. My credit is in between 560 and 620..advice please?

VIVIAN

onedge365 asked:


without a lot of scams, like deposit fee, start up fee, yearly fee, etc

ELEONORE

Blair asked:


I am a college senior who has just been recently been accepted for a job contract with a financial investment company to become a financial representative. I am now filling out the paperwork for the job contract/background check - should I not provide information regarding my debt with a credit card I recently have (and recently settled in court)? Could I really be denied employment now just because I took out a credit card when I was 19, maxed it out and now paying it off? This is scaring me. If you are a financial representative or work in the industry, please let me know ASAP.

NARCISA