Johnny asked:


I want to buy my first car but I have bad credit from cards I got back in highschool that i never got around to paying. I want to get a decent car, I would be ok with like a 02′ Honda Accord or somthing like that. Will I need a co-signer or will anyone finnance me with my bad credit?

BENNIE

shannon s asked:


Hi ,I would like to know if closing my credit card a bad thing? Will it affect my score? I do have a balance. I pay every month and never missed any payments or late of any kinds. I just would like to close it so I cannot use it!
darn I cancel it! grrrrrr

PENNEY

Just-a-wonderin’ asked:


Just filed Bankrupcy, need to start over.

ARLETTE

T CA asked:


Whats a credit card I will likely be approve for if my score is between 540-600? Also what are prepaid credit cards exactly?

VANITA

Dark_Annie asked:


If say you have major debt, 30 plus grand and so, can they do anything else other than give you bad credit and harass you? Can they take your house? If so after how long will they attempt this? What if you leave the country?
I mean, what is the worst you can expect?
So some people say they can do all these things, others say no, it is unsecured debt so they can’t do anything.
BUt if they CAN take you to court, after how long will they attempt this? Months or years?

LUCY

Roche C asked:


I have a judgment on my credit…..i’ll be paying for it when I get my grant money back also with the tax return but anyways. so yeh that judgment has been on my credit for two years without pay…yikes! I am thinking of having them garnish my checks so it can get paid quickly.is that not good? I hear if your parents add you onto one of their credit cards it can boost you credit is this true? I really want to fix my credit asap! I have two department store cards from target and jcpenney and i’ve been doing good with those… HELP!!

ETHA

Sekaii asked:


Are there any credit cards out there for people with horrible credit which they would like to repair, but doesn’t charge you annual or activation fees?

(or any other outrageous fees)

JAYSON

L B asked:


over your credit limit

TALITHA

Maxx asked:


I have seen on line where it reads ” You can get a credit card with bad credit “. I applied at one company and was turned down. Can someone please help?

VON

mrbearpro asked:


I would like to get a debt consolidation loan for my outstanding debt from closed credit cards, old utility bills, etc

I have student loans, but I would like to consolidate them separatley and not through another loan.

Also, I have an auto loan, would the loan be able to cover that as well?

Please, real answers, and no opinions/judgements.

Thank You.

FLORIA