Johnny asked:


I want to buy my first car but I have bad credit from cards I got back in highschool that i never got around to paying. I want to get a decent car, I would be ok with like a 02′ Honda Accord or somthing like that. Will I need a co-signer or will anyone finnance me with my bad credit?

BENNIE

shannon s asked:


Hi ,I would like to know if closing my credit card a bad thing? Will it affect my score? I do have a balance. I pay every month and never missed any payments or late of any kinds. I just would like to close it so I cannot use it!
darn I cancel it! grrrrrr

PENNEY

T CA asked:


Whats a credit card I will likely be approve for if my score is between 540-600? Also what are prepaid credit cards exactly?

VANITA

Dark_Annie asked:


If say you have major debt, 30 plus grand and so, can they do anything else other than give you bad credit and harass you? Can they take your house? If so after how long will they attempt this? What if you leave the country?
I mean, what is the worst you can expect?
So some people say they can do all these things, others say no, it is unsecured debt so they can’t do anything.
BUt if they CAN take you to court, after how long will they attempt this? Months or years?

LUCY

Roche C asked:


I have a judgment on my credit…..i’ll be paying for it when I get my grant money back also with the tax return but anyways. so yeh that judgment has been on my credit for two years without pay…yikes! I am thinking of having them garnish my checks so it can get paid quickly.is that not good? I hear if your parents add you onto one of their credit cards it can boost you credit is this true? I really want to fix my credit asap! I have two department store cards from target and jcpenney and i’ve been doing good with those… HELP!!

ETHA

L B asked:


over your credit limit

TALITHA

Maxx asked:


I have seen on line where it reads ” You can get a credit card with bad credit “. I applied at one company and was turned down. Can someone please help?

VON

mrbearpro asked:


I would like to get a debt consolidation loan for my outstanding debt from closed credit cards, old utility bills, etc

I have student loans, but I would like to consolidate them separatley and not through another loan.

Also, I have an auto loan, would the loan be able to cover that as well?

Please, real answers, and no opinions/judgements.

Thank You.

FLORIA

ntfireballs asked:


There was a news article on Yahoo a few months back, on people paying others with good credit with great credit cards to place them on their accounts, ordering an additional credit card in the name of the purchaser (bad credit guy), therefore increasing the credit of the other guy. The card will be sent to the one ordering it, and they can then tear the card-up, thus the process being relatively safe. Did anyone see that article? I would like to do that, so if someone could help, It would greatly appreciated!

EMORY

ruby22 asked:


i have a credit card in macy(visa), in best buy(matser), capital one, chase freedom, bloomingdales(store card), saks(store card) and citibank card? they are all maxed out too? i will pay em back but i need help for the future? Can i cancel them or do i report them stolen and get rid of them forver? Even my credit score is 602 bcz of having many cards and not being able to pay on time. What do i do?

RAMON