kush_smoka asked:


I have ok to bad credit - I keep getting offers for those credit cards that have $300-500 limits but they have ridiculous fees. I usually throw them away as I feel they rip you off.

I just got an offer for a visa with a $500 limit but it has a $100 signup fee and $11 monthly fee. My question is; would it be wise to get one of these cards to help build my credit? The fees are no problem for me to pay as I have a nice income now - I just feel it is a ripoff but I am willing to do this if it would help build my credit back up. I can also pay off the monthly balance or not have a balance at all as I pay for everything with a debit card now.

What do you think? I am trying to rebuild credit so I can buy a house.

ANYA

down home girl asked:


ok I owed around 3000. ya bad I know. I am scared. if I can come up Whit a 1000 Whit in a matter of days what I cant. they well close the account. but I was thinking should I just sign up for another credit card and paying it off whit that and start out fresh . because whit the card I have know they wont to take me to court and sue it for more. what I would make payment right know but they wont settle for what I can gave them a moth but that me to bl em for getting one in the 4 place what I had a not good paying job at the time and the time I talk to them it was like they would not settle for what I could gave the Lotte more money then I can gave …oh sorry about my bad spelling I know I need to work on this please help I am sared

LI

mack l asked:


I have no credit and want to apply for credit card with low interest so anybody knows where I apply for a good prepaid credit card with bad credit.

SEYMOUR

donterrioushill2004 asked:


Credit cards

HANA

Max Anderson asked:


It used to be that a bad credit gas card was the easiest type of credit card to get. Nowadays, however, it seems that only those with near-perfect credit qualify for the best gas cards on the market. What’s happened to gas cards for those with imperfect credit histories? Are gas cards for people with bad credit still out there? The answers may surprise you.

More Restrictions

Gas cards are definitely harder to get nowadays and the bad credit gas card may very well become a thing of the past. Why? Believe it or not, gas prices and the economy have a lot to do with it.

When gas prices started to skyrocket, people who couldn’t afford gas started putting it on their gas credit cards. The problem is, when the bills came in they had no way of paying them. Eventually, the gas card companies started taking some big hits. Because of this, they began changing their credit requirements for new account holders.

Some Things Change, Others Don’t

The funny thing is that while many gas credit card companies changed the way they approve credit applications, they didn’t lower their interest rates. Some gas cards charge ridiculous interest rates even though they’re now only issuing cards to people with good credit.

A Dying Breed?

So is there a single bad credit gas card left? In all honesty, you’re probably better getting a general bad credit credit card. It’s easier to qualify for some of the major credit cards than it is for some of the gas cards.

You might also want to consider pre-paid gas cards or secured gas cards. These will allow you to pay at the pump and some even offer rewards similar to unsecured gas credit cards. Personally, I recommend a secured card over a pre-paid as a secured card can help you rebuild your credit while a pre-paid gas card cannot.

Your bad credit gas card can be a stepping stone to bigger and better cards, but it can also hurt you in the long run if you charge more than you can afford. Your credit can get better and you’ll qualify for more cards in the future if you mange your payments wisely. Just because the credit is available to you doesn’t mean you should use it. Like all other credit cards, only use your gas card to charge what you can afford.

Just remember, if you do obtain a bad credit gas card make sure you pay the bills on time each and every month for a brighter credit future.



JAZMINE

fatmac6113 asked:


I am currently a college student here in Chicago. My father has paid half of my tuition, and has left the other half for me to pay for. When i was about 17, my sister used my identity to get a cellular phone and a credit card without me knowing, and didn’t pay the very high bills which I recently found out about. Now I need a loan but the debt she has caused me is disabling me to get a loan for school. How do I obtain a loan for college with bad credit?.

MARY

theoneandonly asked:


I heard that having too many credit cards was bad for your credit. If I have 4 Store Credit Cards and 1 Visa Card and am planning to get another FINAL major credit card…is that too much?

GALE

Addicted asked:


I heard that if you have bad credit you won’t be hired for a law enforcement job.
I have bad credit because I have a couple of late payments for some credit cards and it’s pretty LOW right now.
I will finish my bachelor’s degree very soon and I want to become a state trooper, but i heard that bad credit reflects bad on you and they won;t hire you.
State trooper

AUDRY

Kina P asked:


Being that this is not a checking acct can a third party come in
and put my funds that are on my prepaid acct on hold if I still owe credit cards please help!!!!!!!

ARMANDA

kevin77794 asked:


I’m trying to get a credit card to build my credit back up….and I have really bad credit….what credit card can I apply for, and get accepted?

KRYSTEN