thebarbarian asked:


credit cards with a high acceptance rate for people with poor credit rating

EULA

johnwhetzell asked:


Do prepaid cards report to credit agencies? We have applied to two “bad credit” credit cards and have been denied because of no history so we were thinking prepaid would be the way to go. Do you all have suggestions for a prepaid card that reports montly to the 3 credit bureaus?

BEVERLEE

newmommie asked:


I would really like to find one with a very low annual fee or better yet one that has No Annual Fee. Please list some that you know have a 100% guaranteed approval rate even for those with bad credit.

HELGA

The Marvelous Mad Madame Mana asked:


Say you apply for a Wal-Mart credit card multiple times, though you know you’ll probably be declined because you only have a little bit of credit… could something like that contibute to “bad credit”?
i’ve only had my capital one card for a few months, and i’ve applied [for special offerers and such] for 2-3 other cards and have been denied.
i just over heard the butt-end of a conversation about this and wanted to know if it was true or not.

DREW

mountaintop_23 asked:


I have about 5 charged off credit cards that were charged off in the last year. I have nothing positive on my credit report. I am finding it extremely hard to find an apartment. My income is not incredibly high. I make about $1550 a month before taxes.

AGUSTINA

angelaleal79 asked:


I need to get an appartment for me and my boys. I have a bad credit history that I am currently trying to rebuild I am paying my credit cards off as much as I can a month now. I have a good paying job though. Will I be able to get a place on my own with my boys? Dose anyone know how that works? I have never rented a place befor. I owned a home. My ex has that now. So I have to rent for now.

SHAUN

Lisa asked:


I know someone who pays promptly on a low interest credit card. She has another credit card not related to the promptly paid card that has had late payments, gone to collections and has shown up on her credit report.

The question is: Can the Promptly paid credit card account raise the interest rate on that up to date card because of the unrelated bad payments on another card?

I hope I’m explaining this correctly. Thanks in advance for all responses.

VENETTA

premiumbodyjewelrydotcom asked:


i sell jewelry at local street fairs and have one of the old school credit card machines where i take an imprint of the card and come home and run it on the computer. today when i tried to run one of the cards it came up as declined. i have an imprint of the guy’s card, his name, and driver’s license number, is there anything i can do about this bad card and to get my money? it’s not a ton of money but it’s enough that it is worth putting in some time and effort trying to get him to pay for the stuff he bought at the fair.
i do not have any of his contact info, just his name and driver’s license number, and it is an out of state license. no phone number, no address.

CATHERINE

monicamcnabb asked:


My credit has about 3 maybe 4 things on it that aren’t so good. I’ve been trying to get a credit card and build my credit up but I only get approved for prepaid cards. They want me to deposit $300-$500 a month for 3 months into a savings account for them and then I get approved to use that card. If I had that kind of money, I wouldn’t need the damn card in the 1st place, lol. Any suggestions? please?
All the things on my credit report are from like5-6 years ago…..I have paid them all off. I am responsible with my finances now…..All that from before was when I was a single mother of 4 very young kids and trying to do the best that I could. So I don’t think you should say that I’m basically irresponsible. All I wanna do is pay for the new engine my van needs. And then have it paid for and make payments. I can’t afford to pay for the whole thing at one time.

JEFFEREY

Taylor B asked:


OK I have a problem, i have 500 dollars in bad credit and its not helping me at all. I thought having over 2,000 considers you having bad credit, but this lousy 500 is causing problems now I can’t even apply for credit cards now heres the thing i want to pay these bills I recovered only 1 of my bills the others I can’t find them….I really need help finding these any suggestions?

ELLENA